My debts are crushing me.

Do I have to live with my debts.

Do you get the feeling that you have heard this statement before, I have not only heard it but experienced it firsthand at a few stages of my life.
If this is something that has been pulling you down lately, then you are not alone.

When you hear of bank foreclosures all the time, but they would be more prominent when interest rates rise. People are more likely to afford to buy a house when the interest rates are low.
They buy because at those low rates because at this stage they can afford to handle the payments, but in some cases some people don’t plan for what might happen if rates rise considerably.

If things happen fairly quickly in the first few years of the loan, they can find themselves in a situation where they are not even covering the interest and the bank might come calling.

The income you provide for     family can determine where you live, the school your children attend, the clothes they wear, Weather you take family holidays or not.

Gifts they may share with each other, Christmas, Birthday’s and other special; times, , The Car the family drives, The medical attention or dental treatment that the family may need, most likely on the spur of the moment.

There are so many things that can restrict a families lifestyle,  A father buys a cheap baby seat for his child in the car but can’t afford one that is safety approved because he can’t afford it.

Skimping  on car repairs or scheduled servicing, even Tyre replacement which puts the family at risk.

Where do we stop!

Don’t ever think that you are always restricted to a certain amount of income for a set amount of time.  I know!  You are working for a boss, and he sets the rules, and the pay.

Don’t ever say! You don’t deserve to be at the higher steps of life.  You are now at the height level of your own making.

If you are financially strapped then, you are the one who eventually has changed your situation.
You can’t just sit back and watch the next few months go bye and keep saying to yourself, It’s Happening! I’m going to go broke!

Set some goals,  get Motivated,   Change your financial situation you can do it!

Start right now!

Here’s your Motivation!

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